Insurance & Payment Options

At Frederick Chiropractic Wellness Center, we believe in making care straightforward, personalized, and effective—without unnecessary delays or restrictions.

Insurance Coverage

• We are in-network with Blue Cross Blue Shield (BCBS).

• We submit claims directly to Medicare for reimbursement.

• For all other insurance plans, we are out-of-network, but we’re happy to provide a detailed superbill that you can submit to your insurance for potential reimbursement.

Why We’re Not In-Network with Every Insurance

We choose not to contract with every insurance company because many impose unreasonable limitations on care or require excessive pre-authorization steps that can delay your treatment. Our priority is providing timely, effective care that’s guided by your needs—not insurance red tape.

Flexible Payment Options

We accept Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA), and we’re happy to help you use your benefits for eligible services.

If you’re unsure about your coverage or reimbursement options, our team is always here to help you navigate it.